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Business Banking Solutions

Product Suit

Managed Services

Explore Endless Possibilities From
Payments To Verification.

At Tiffs, we recognize the power of seamless integration and automation. Our API-based business banking solutions empower your business with greater flexibility, efficiency, and innovation. Explore our comprehensive API stack designed to meet diverse business needs.

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Payments

Our Payments APIs are designed to facilitate secure, fast, and reliable transactions, catering to various payment methods used across the banking sector.

Immediate Payment Service (IMPS) offers instant, 24/7, interbank electronic fund transfer through mobile phones. It is a real-time service that ensures quick money transfers.

Key Features

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Real-time fund transfers

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24/7 availability

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Secure and reliable

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Supports both P2P and P2M transactions

Use Cases

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Instant money transfers between accounts

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Payment of utility bills

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Merchant payments

National Electronic Funds Transfer (NEFT) is a nationwide payment system that allows the transfer of funds from one bank account to another. It is a safe and efficient system that supports both online and offline transactions.

Key Features

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Batch processing of transactions

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Secure and standardized format

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Supports large volume transfers

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Reliable and widely accepted

Use Cases

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Routine money transfers

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Payment of credit card bills

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Business-to-business payments

Real-Time Gross Settlement (RTGS) enables real-time, gross settlement of funds transfers. It is used for high-value transactions that require immediate clearing and settlement.

Key Features

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Real-time processing

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High-value transactions

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Secure and irrevocable

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Immediate settlement

Use Cases

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Large-value interbank transactions

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Urgent fund transfers

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High-priority business payments

Unified Payments Interface (UPI) is a revolutionary payment system that enables instant money transfers between bank accounts through mobile devices. It simplifies transactions and enhances the user experience.

Key Features

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Real-time payment collection

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Secure and reliable

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Easy integration with existing systems

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Supports dynamic QR codes and virtual payment addresses

Use Cases

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Merchant collections

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Utility bill collections

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Subscription-based service collections

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Collections

Our Collections APIs are designed to streamline the collection process, ensuring timely and accurate receipt of payments.

The UPI Collection API enables businesses to collect payments seamlessly using UPI. It supports real-time payments and provides a secure and efficient way to handle transactions.

Key Features

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Supports dynamic QR codes and virtual payment addresses

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Easy integration with existing systems

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Secure and reliable

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Real-time payment collection

Use Cases

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Merchant collections

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Utility bill collections

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Subscription-based service collections

Virtual Account Numbers (VAN) API allows businesses to generate unique virtual accounts for each payer. This simplifies the reconciliation process and ensures accurate tracking of payments.

Key Features

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Unique virtual accounts for payers

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Simplified reconciliation

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Real-time tracking of payments

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Secure and reliable

Use Cases

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School fee collections

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Loan repayments

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E-commerce payments

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Miscellaneous

Our Miscellaneous APIs provide additional functionalities that enhance the overall payment experience and ensure the security and accuracy of transactions.

The Penny Drop API verifies the validity of bank accounts by making a small deposit. This helps in confirming the account holder’s details and ensuring the accuracy of transactions.

Key Features

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Small value deposit for verification

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Confirms account holder details

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Ensures transaction accuracy

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Reduces risk of fraud

Use Cases

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Account validation for new users

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Verification of beneficiary accounts

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Reducing chargeback risks

Virtual Payment Address (VPA) Verification API validates UPI VPAs to ensure they are active and belong to the intended recipient. This helps in reducing transaction errors and fraud.

Key Features

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Enhances security

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Reduces transaction errors

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Confirms VPA ownership

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Real-time VPA verification

Use Cases

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Fraud prevention

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Ensuring accuracy in UPI transactions

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Verification of customer VPAs

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Unlock the full potential of your business with our comprehensive API stack. Contact us today to learn more about how our APIs can help you streamline your operations and enhance your customer experience.

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Experience the benefits of our API stack firsthand. Start User Acceptance Testing today..

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